Safe Travels Outbound Saver Highlights
- Insurance for medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death & dismemberment
- U.S. citizens/residents traveling outside the United States
- Up to $500,000 in Primary medical coverage
- Coverage for up to 180 days
| Benefits | Maximum Benefit Amount |
|---|---|
| Accident and Sickness Medical Expense | $50,000, $100,000, $250,000 or $500,000 |
| Dental Expense | $500 |
| Deductible Options | $0, $50, $100, $250, $500, $1,000 or $2,500 PA & MO - $250 Deductible Option Only |
| Accidental Death & Dismemberment | $25,000 |
| Medical Emergency Evacuation | $500,000 |
| Hospital Companion | $15,000 |
| Personal Items Coverage | |
| Baggage/Personal Effects | $1,000 ($250 per article, $500 combined limit) |
| Baggage Delay | $200 24 hours |
| Trip Coverage | |
| Trip Delay | $2,000 ($150 per day) (12 hours) |
| Trip Interruption | $7,500 |
| Other Coverage | |
| Non-Medical Emergency Transportation | $25,000 |
| Repatriation of Remains | $50,000 |
| Pre-Existing Conditions Limitation | 180 Days prior to the Effective Date |
| Non-Insurance and Travel Assistance Services | Included |
| Optional Coverage | |
| Trip Delay | $4,000 ($300 daily) or $7,000 ($500 daily) (12 hours) |
Policy cancellation and refund
100% refund for plans cancelled prior to the effective date. All cancellations must be submitted in writing and are based on the date received.
Non-Insurance and Travel Assistance Services
24-hour travel assistance services are provided by On Call International.
Other Details
- Plan may be purchased before departure or after travel has begun. The effective date is based on the date requested and once payment has been received.
- Plan rates are per person and based on age of traveler at the time of enrollment.
- Rates are subject to change prior to enrollment.
Premium Rates - per person per day
Plan includes a $20 per person minimum premium
Generic Plan Rates per Day:
| Maximum Limit | $50,000 | $100,000 | $250,000 | $500,000 |
|---|---|---|---|---|
| Up to Age 21 | $0.83 | $0.84 | $0.87 | $0.89 |
| 22-29 | $1.22 | $1.25 | $1.28 | $1.31 |
| 30-39 | $1.44 | $1.47 | $1.52 | $1.55 |
| 40-49 | $2.49 | $2.55 | $2.62 | $2.68 |
| 50-59 | $4.33 | $4.42 | $4.55 | $4.65 |
| 60-64 | $5.42 | $5.54 | $5.70 | $5.82 |
| 65-69 | $6.34 | $6.48 | $6.66 | $6.80 |
| 70-79 | $9.54 | $9.75 | N/A | N/A |
| 80-99 | $16.70 | N/A | N/A | N/A |
Pennsylvania (PA) and Missouri (MO) Plan Rates per Day:
*In PA and MO Deductible is always $250
| Maximum Limit | $50,000 | $100,000 | $250,000 | $500,000 |
|---|---|---|---|---|
| Up to Age 21 | $2.95 | $3.01 | $3.09 | $3.15 |
| 22-29 | $3.10 | $3.17 | $3.26 | $3.33 |
| 30-39 | $3.25 | $3.32 | $3.43 | $3.51 |
| 40-49 | $3.67 | $3.75 | $3.86 | $3.94 |
| 50-59 | $4.29 | $4.37 | $4.48 | $4.56 |
| 60-64 | $5.44 | $5.54 | $5.68 | $5.78 |
| 65-69 | $5.90 | $6.03 | $6.20 | $6.33 |
| 70-79 | $8.61 | $8.80 | $9.05 | $9.24 |
| 80-99 | $15.53 | $16.05 | $16.74 | $17.27 |
Deductible Options
| Deductible | $0 | $50 | $100 | $250 | $500 | $1,000 | $2,500 |
|---|---|---|---|---|---|---|---|
| Factor | 1.3 | 1.2 | 1.1 | 1 | 0.9 | 0.8 | 0.7 |
Optional Trip Delay Upgrade Rates:
$4,000 Maximum ($300 daily) - $8.50
$7,000 Maximum ($500 daily) - $14.00
Administrator
Trawick International Inc.Post Office Box 2284
Fairhope, AL 36533
Underwriter
Nationwide Mutual Insurance CompanyOne Nationwide Plaza
MR-05-10
Columbus, Ohio 43215
FOR ADDITIONAL INFORMATION
Insubuy®, LLC.P.O. Box 260649
Plano, TX 75026
Toll Free:
+1 (866) INSUBUY
Phone:
+1 (972) 985-4400
Fax:
+1 (972) 767-4470
Website:
www.insubuy.com
Benefits listed describe all of the travel insurance benefits, underwritten by Nationwide Mutual Insurance Company. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. To review full plan details online, see the Certificate Wording. You will receive a Certificate of Insurance which describes the benefits and limitations in detail including available 24-hour emergency assistance services and for your state of residence.
Version: 04/05/2023