Dental Discount Plans
Most medical plans lack dental coverage, but our low-cost dental plan offers excellent coverage and complements existing medical insurance.
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OPT Insurance for Recent Foreign Graduates
OPT insurance is a short term health insurance for recent foreign graduates until they can enroll into their employer sponsored health insurance or in other PPACA compliant health insurance. In any case, it is not a substitute for domestic major medical insurance.
What does OPT medical insurance include?
- Emergency Medical Expenses
- PPO Network
- Acute Onset of Pre-Existing Conditions
- Trip Interruption
- Medical Evacuation / Repatriation
- Return of Mortal Remains
- Loss of Checked Luggage
- Accidental Death & Dismemberment
Purchase OPT medical insurance in the U.S. until you qualify for PPACA-compliant permanent major medical insurance.
Don't get caught without OPT medical insurance, get free quotes today!
Frequently Asked Questions About OPT Health Insurance
What is OPT health insurance for F1 students?
OPT health insurance is medical insurance specifically for international students taking part in Optional Practical Training, or OPT, a program that allows international graduates to remain in the US for up to 36 months in order to gain relevant work experience in their field of study. If you want to know how to apply for OPT, contact your Designated School Official (DSO).
What are the key benefits of OPT insurance?
The key benefits of OPT insurance are its medical coverage. Insurance for OPT students can typically cover new medical conditions that occur after the effective date of the policy. Due to the high price of healthcare in the USA, the best health insurance for OPT students is critically important to have.
Is health insurance mandatory for OPT?
Health insurance for OPT participants is not mandatory. However, it may be the only health insurance OPT students qualify for. Once you graduate, you can no longer be covered by F1 international student insurance, so you will need OPT insurance until you either leave the US or get an H1B visa job with employer-sponsored health benefits.
Can F1 students get Obamacare?
F1 students are not able to purchase PPACA (Obamacare) health insurance. They have the option to either purchase their own international student health insurance, or they may be required to purchase insurance through their school.
How much does an OPT health insurance policy cost?
The cost of OPT health insurance will depend on the specific plan you purchase, the length of coverage, and your personal details. Enter your information in the quote form above to view and compare multiple plans that may meet your needs.
Insurance Guide
Our insurance guide makes it very easy to navigate the complexities of OPT insurance.
Browse Insurance GuideCustomer Experiences
Over two decades of excellent customer experiences, read what customers are saying about Insubuy.
I am an international student looking for health insurance all by myself and it's an incredibly difficult process. Insubuy laid out all my options, which was incredibly helpful.
I've been buying travel insurance from Insubuy for at least 10 years for my family and our visitors from overseas. Their prices have always been better than anywhere else I've seen and their site is easy to use offers lots of different policies and comparisons between them.
After searching around on the internet, I came across Insubuy. Their website was easy to navigate and gave me wide range of policies to consider with an easy-to-use quote system.
Purchasing was instant. Comparing policies came handy. Surprisingly, they got detailed explanations on technical terms which normally we don't see in many sites or had to Google about them or read through plan documents in tiny letters.
I did not know how to get the appropriate insurance for my Exchange Student and Cecelia Briones was a great agent to talk to. She spent a lot of time listening to my concerns about wanting to have the best amount of insurance but not more than needed.
Why Buy from Insubuy?
Insubuy has been helping insure travelers for more than 20 years.
Insubuy has helped more than 3 million travelers find their perfect insurance.
Insubuy is an award-winning, US-based travel insurance marketplace.
Insubuy has been an innovator in travel and international insurance since 2000.
Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.
Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.
- Lowest Price Guarantee – Insurance prices are regulated by law, so you’ll always get the best price.
- Expert Advice – Licensed agents are standing by to answer any question you may have.
- Secure Purchase – Insubuy is GoDaddy verified and secured, and a certified TrustedSite.
- Buy with Confidence – Insubuy is rated A+ with the Better Business Bureau.
- Self-Service Capabilities – Our MyAccount portal allows you to access and manage your insurance information 24/7.
- No Spam – You’ll never receive unsolicited spam when you purchase from Insubuy.
Looking for a different type of coverage?
Domestic Short Term Medical Insurance
Additional short-term domestic medical insurance plans are available to U.S. citizens and residents, with coverage from 30 days to 3 months.
Schengen Visa Insurance
For European travel needs like honeymoons or visa requirements, get instant Schengen travel insurance with printable visa letters for consulate submission.
Trip Cancellation Insurance
Ensure your vacation plans are safeguarded with trip cancellation insurance, protecting prepaid costs in case of unexpected cancellations or interruptions.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More