Domestic Short Term Insurance
Short-term domestic insurance offers temporary health coverage for various situations like awaiting employer enrollment or open enrollment periods.
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Temporary Insurance for US Citizen in the US Permanent Insurance for Non-US Resident
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New Immigrants Health Insurance
New immigrants health insurance primarily provides coverage to elderly immigrants that do not qualify for the United States Medicare and/or for other domestic health insurance plans.
What does new immigrants health insurance include?
- Emergency Medical Expenses
- PPO Network
- Acute Onset of Pre-Existing Conditions
- Accidental Death & Dismemberment
- Prescription Drugs
- Ancillary Benefits
Being able to spend time with your elderly parents is priceless.
Don't get caught without new immigrants medical insurance, get free quotes today!
Frequently Asked Questions About Insurance for New Immigrants
What kind of health insurance should new immigrants get?
The kind of health insurance new immigrants should get depends on their situation. Some new immigrants can get health insurance through their employer, which is recommended. However, new immigrant medical insurance from this website can help you bridge the gap until you’re able to get more comprehensive coverage.
Can a non US citizen get US health insurance?
Non US citizens can get PPACA insurance (Obamacare) so long as they are lawfully present and meet all requirements. But since PPACA insurance enrollment periods may not allow you to get immediate coverage, a new immigrant medical insurance plan can keep you covered in the short term.
Can undocumented immigrants get health insurance in the US?
Undocumented immigrants can only get PPACA health insurance if their state of residence has established a program for that purpose. New immigrant medical insurance may be an option for immediate health insurance coverage.
Can my non US citizen spouse be on my health insurance?
In most cases, your noncitizen spouse can be on your employee health insurance or PPACA insurance so long as they are lawfully present. New immigrant medical insurance from this website can be a good option to cover them until the next enrollment period.
How much does health insurance in America generally cost for immigrants?
The cost of health insurance for immigrants in America varies greatly depending on age, location, who the insurance is purchased from, and many other details. We recommend doing thorough research before buying a plan and contacting us if you have any questions.
How much health coverage should a person buy when immigrating to the US?
A person immigrating to the US should buy the best health insurance they can afford. Healthcare is extremely expensive in America, so you want to make sure your plan provides sufficient coverage.
How much does health insurance cost for non us citizens?
Health insurance costs for non-U.S. citizens vary widely based on factors like age, length of stay, coverage level, and any pre-existing conditions. Plans typically range from $50 to over $500 per month. Short-term visitors may find lower-cost options, while longer-term stays or comprehensive coverage will increase the expense.
How do green card holders get health insurance?
Green card holders can obtain health insurance through several options. They may qualify for employer-sponsored plans, enroll in a private health insurance plan, or purchase a plan through the Health Insurance Marketplace. Marketplace plans may offer subsidies based on income, helping reduce costs. Green card holders are eligible for federal and state programs like Medicaid if they meet specific residency and income criteria. Short-term health insurance plans are another option, though they offer limited coverage. It's important to compare plan benefits, costs, and eligibility requirements to find the best fit.
What’s the difference between travel insurance and health insurance for non us citizens?
Travel insurance provides short-term coverage for unexpected medical expenses and travel-related incidents, like trip cancellations, lost luggage, and emergency medical evacuations, ideal for tourists or business travelers. Health insurance for non-U.S. citizens, however, is typically long-term and covers broader medical needs, including routine checkups, preventative care, and chronic conditions. This type of insurance is suited for non-citizens staying in the U.S. for extended periods, such as students, workers, or green card holders. Travel insurance is generally more affordable but less comprehensive than health insurance.
Insurance Guide
Our insurance guide makes it very easy to navigate the complexities of new immigrants health insurance.
Browse Insurance GuideCustomer Experiences
Over two decades of excellent customer experiences, read what customers are saying about Insubuy.
I have purchased insurance from Insubuy multiple times over the years and I am very satisfied. Their website is very user friendly and intuitive. Whenever I have any question, I just call their toll free number and they are always available to help with all my questions.
I'm a repeat customer and I love Insubuy. A very good friend of mine put me on. They're affordable and been using them for close to 5 years. Plus, it gives me and my family a sense of peace knowing that I'm covered during my travels. I highly recommend them.
I am a travel advisor and have recommended Insubuy many times for my clients. I like that they give multiple options and the client can decide what is going to work best for them.
This is a very reliable company from which to acquire travel and US insurance. I have used them regularly and I never go anywhere else. When I have submitted claims through the insurance I purchase with them I have little trouble getting reimbursed.
Just taken insurance for my parents travelling to USA from India, Gary Fong has been very supportive and helped is suggesting me to take the right plan that meets my needs both from CVG and cost point of view. Awesome Service!
I am very pleased with the insurance I purchased from Insubuy for my parents. When my mother fell sick, I just showed the insurance card to the doctor. They billed the insurance company directly and everything was smooth. I highly recommend Insubuy to everyone.
I bought the Patriot America Plus travel insurance for my mom prior to her trip coming from China to the United States. Byron Preston was the agent who helped me understand the policy and guided me through the online purchase process. He is very patient and knowledgeable! We are hoping to have a great insurance experience with Insubuy and Patriot America Plus!
I have been using Insubuy for years for Parents visitor medical insurance and have had good experiences during the buying process and pro-rata cancellations if needed. I have worked with 'Victoria' on the recent purchase and she has been super patient and knowledgable too to help with my decisions.
Why Buy from Insubuy?
Insubuy has been helping insure travelers for more than 20 years.
Insubuy has helped more than 3 million travelers find their perfect insurance.
Insubuy is an award-winning, US-based travel insurance marketplace.
Insubuy has been an innovator in travel and international insurance since 2000.
Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.
Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.
- Lowest Price Guarantee – Insurance prices are regulated by law, so you’ll always get the best price.
- Expert Advice – Licensed agents are standing by to answer any question you may have.
- Secure Purchase – Insubuy is GoDaddy verified and secured, and a certified TrustedSite.
- Buy with Confidence – Insubuy is rated A+ with the Better Business Bureau.
- Self-Service Capabilities – Our MyAccount portal allows you to access and manage your insurance information 24/7.
- No Spam – You’ll never receive unsolicited spam when you purchase from Insubuy.
Looking for a different type of coverage?
Fiancé Visa Insurance
Fiancé visa holders can't join their U.S. citizen fiancé's health insurance until married, differing from new immigrants' health insurance eligibility.
Dental Discount Plan
New immigrant health plans often lack dental coverage. Dental and Vision plans, low-cost, can complement or be independent from medical insurance.
Trip Cancellation Insurance
After immigrating to the U.S., trip cancellation insurance covers non-refundable trip costs, with some plans offering "cancel for any reason" coverage.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More