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  • Some plans may not allow a dependent to enroll, or the dependent can only enroll if on the same policy as the primary visa holder.
  • Coverage cannot be provided in a persons' home country, as defined by the administrators.
  • Duration after arrival could be beyond the time frame allowed for the purchase of some plans.
  • International health insurance plans are available only to non-US residents.
  • Coverage dates specified may be too long, most plans allow a maximum of 364 days initially.
  • Plans are not available based on the filter criteria that was entered; try widening the search.
  • Not all of the plans are available in all places, or for all ages.

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Minor Primary cannot have Dependent Children.

J1/J2 Visa Exchange Visitor Insurance

Exchange Visitors Insurance Basics

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Exchange Visitors Insurance

J visa insurance plans meet the minimum requirements specified by the U.S. Department of State. Most domestic health insurance plans in the U.S. simply don't meet all of the requirements.

Make sure to be compliant with J visa insurance requirements.

Don't get caught without J visa medical insurance, get free quotes today!

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Frequently Asked Questions About J1 Visa Health Insurance

  • What is a J-1 Visa?

    A J-1 visa, also known as an exchange visitor visa, is for anyone visiting the United States as part of an exchange program. J-1 visa holders can be international exchange students, visiting scholars, researchers, professors, and other cultural exchange participants. J-2 visa holders are the accompanying dependents of J-1 visa holders.

  • What are insurance options for J-1 and J-2 visa holders?

    All J-1 and J-2 visa holders are required to have insurance coverage that meets the minimum standards set by the US Department of State. The J1 insurance plans we offer meet all State Department requirements such as:

    • Emergency medical coverage – Compliant insurance must provide a medical maximum of at least $100,000 per incident.
    • Emergency medical evacuation – The State Department requires J-1 visa insurance to provide at least $50,000 in coverage for emergency medical evacuation.
    • Return of mortal remains – All J-1 insurance plans are required to provide at least $25,000 in coverage for return of mortal remains.
  • Is health insurance required for a J-1 visa?

    Yes, health insurance is required for a J-1 visa per the US Department of State. Depending on your sponsoring organization, you may either be provided J1 visa medical insurance through the organization or be required to purchase insurance independently. We can provide several option for J1 visa insurance that meet all requirements.

  • What are Important considerations when looking to buy J1 visa insurance?

    When purchasing J1 visa health insurance, be sure that it meets all State Department standards at minimum. However, we also recommend some of the below coverages to stay protected and save money during your time in the USA.

    • Meets all standards – Make sure that any insurance plan you buy meets all US State Department minimum standards for J1 visa insurance. All plans we have available on this page meet those standards.
    • PPO network coverage – It’s a good idea to purchase J1 visa insurance that participates in a PPO network. PPO network participation means that you can save money on in-network treatment, and the provider can often bill the insurance company directly.
    • Prescription drug coverage – All J1 visa insurance plans we have available offer prescription drug coverage. This is important, as it can save you a significant amount of money on prescription costs for any new medical conditions.

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Why Buy from Insubuy?

Insubuy has been helping insure travelers for more than 20 years.

Insubuy has helped more than 3 million travelers find their perfect insurance.

Insubuy is an award-winning, US-based travel insurance marketplace.

Insubuy has been an innovator in travel and international insurance since 2000.

Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.

Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.

  • Lowest Price Guarantee – Insurance prices are regulated by law, so you’ll always get the best price.
  • Expert Advice – Licensed agents are standing by to answer any question you may have.
  • Secure Purchase – Insubuy is GoDaddy verified and secured, and a certified TrustedSite.
  • Buy with Confidence – Insubuy is rated A+ with the Better Business Bureau.
  • Self-Service Capabilities – Our MyAccount portal allows you to access and manage your insurance information 24/7.
  • No Spam – You’ll never receive unsolicited spam when you purchase from Insubuy.
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Looking for a different type of coverage?

Schengen Visa Insurance

For Schengen visa, compliant insurance is needed. J visa might not cover Schengen. Buy Schengen insurance instantly, print visa letter for consulate.

Evacuation and Repatriation Plan

J visa holders' organization-provided insurance lacks required evacuation and repatriation coverage. Standalone plans offer low-cost solutions for this gap.

J1 Group Insurance

For groups of five or more exchange visitors, J1 visa group medical insurance offers cost-effective coverage, with streamlined administration for larger groups.

Work and Travel USA Insurance

Foreign students on a work and travel exchange program in the U.S. can stay up to four months, with insurance options for small and large groups.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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